/* Header */
.site-header {
  position: absolute;
  inset: 24px 0 auto;
  z-index: 30;
}
.header-shell {
  min-height: 72px;
  padding: 10px 12px 10px 26px;
  display: grid;
  grid-template-columns: 180px 1fr auto;
  align-items: center;
  gap: 24px;
  background: rgba(255,255,255,.96);
  border: 1px solid rgba(255,255,255,.74);
  border-radius: 999px;
  box-shadow: 0 18px 52px rgba(0,28,55,.2);
  backdrop-filter: blur(18px);
}
.brand { display: inline-flex; align-items: center; width: 116px; }
.brand img { width: 116px; height: auto; }
.main-nav { display: flex; justify-content: center; gap: clamp(18px, 3vw, 40px); }
.main-nav a {
  text-decoration: none;
  color: var(--buni-blue);
  font-size: .82rem;
  font-weight: 700;
  transition: color .2s ease;
}
.main-nav a:hover { color: var(--buni-red); }
.header-cta { min-height: 46px; padding-inline: 22px; }
.menu-toggle { display: none; }

/* Hero */
.hero {
  position: relative;
  min-height: 790px;
  display: flex;
  align-items: center;
  overflow: hidden;
  background: linear-gradient(110deg, var(--buni-red) 0%, #e31b2f 42%, var(--buni-blue) 100%);
  color: var(--white);
}
.hero-media {
  position: absolute;
  inset: 0;
  overflow: hidden;
  background:
    linear-gradient(110deg, rgba(201,20,20,.72), rgba(0,51,98,.72)),
    url('assets/hero-buni.webp') center/cover no-repeat;
}
.hero-media img {
  position: absolute;
  inset: 2.2% 2%;
  width: 96%;
  height: 96%;
  object-fit: cover;
  object-position: center 48%;
  transform: scale(.965);
  transform-origin: center bottom;
}
.hero-shade {
  position: absolute;
  inset: 0;
  background: linear-gradient(90deg, rgba(110,0,8,.76) 0%, rgba(157,0,15,.53) 38%, rgba(0,51,98,.08) 72%, rgba(0,51,98,.06) 100%);
}
.hero-content { position: relative; z-index: 2; padding-top: 130px; padding-bottom: 112px; }
.hero-copy { max-width: 650px; }
.hero h1 {
  margin: 0;
  max-width: 630px;
  font-size: clamp(2.85rem, 5.2vw, 5rem);
  line-height: .99;
  letter-spacing: -.052em;
}
.hero h1 span { display: block; }
.hero-copy > p { max-width: 600px; margin: 24px 0 0; font-size: clamp(1.05rem, 1.7vw, 1.3rem); color: rgba(255,255,255,.9); }
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; margin-top: 34px; }
.hero-curve {
  position: absolute;
  z-index: 3;
  left: -8%;
  bottom: -184px;
  width: 116%;
  height: 290px;
  border-radius: 50% 50% 0 0 / 100% 100% 0 0;
  background: var(--buni-blue);
  transform: rotate(-2deg);
}

/* About + form */
.about {
  padding-top: 112px;
  padding-bottom: 174px;
}
.about::after {
  content: "";
  position: absolute;
  z-index: 0;
  left: -8%;
  bottom: -92px;
  width: 116%;
  height: 188px;
  border-radius: 50% 50% 0 0 / 100% 100% 0 0;
  background: var(--buni-red);
  transform: rotate(1.2deg);
}
.about-grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: .92fr 1.08fr;
  align-items: start;
  gap: 82px;
}
.about-copy,
.simulation-column { padding-top: 28px; }
.about-copy h2 {
  max-width: 540px;
  font-size: clamp(2.25rem, 4.1vw, 3.55rem);
}
.about-copy p { max-width: 570px; margin: 24px 0 0; color: rgba(255,255,255,.78); font-size: 1.06rem; }
.simulation-column { display: grid; gap: 20px; }
.simulation-card {
  position: relative;
  z-index: 2;
  padding: 38px;
  border-radius: 32px;
  background: var(--white);
  color: var(--ink);
  box-shadow: var(--shadow);
}
.form-heading { margin-bottom: 28px; }
.form-kicker { color: var(--buni-red); font-size: .75rem; letter-spacing: .12em; font-weight: 900; text-transform: uppercase; }
.form-heading h3 { margin: 8px 0 0; font-size: clamp(1.85rem, 3vw, 2.55rem); line-height: 1.05; letter-spacing: -.04em; }
.form-heading p { margin: 12px 0 0; color: var(--muted); }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.field-full { grid-column: 1 / -1; }
.field { display: grid; gap: 8px; }
.field label { font-size: .84rem; font-weight: 800; color: var(--buni-blue); }
.field input {
  width: 100%;
  min-height: 52px;
  padding: 0 16px;
  border: 1.5px solid var(--line);
  border-radius: 14px;
  background: #fbfcfe;
  color: var(--ink);
  outline: none;
  transition: border .2s ease, box-shadow .2s ease, background .2s ease;
}
.field input:focus { border-color: var(--buni-blue-soft); background: var(--white); box-shadow: 0 0 0 4px rgba(0,51,98,.1); }
.field.is-error input { border-color: var(--danger); box-shadow: 0 0 0 4px rgba(223,59,90,.1); }
.field-message { display: none; color: var(--danger); font-size: .74rem; }
.field.is-error .field-message { display: block; }
.consent { display: grid; grid-template-columns: auto 1fr; gap: 10px; align-items: start; margin: 22px 0; color: var(--muted); font-size: .78rem; }
.consent input { width: 18px; height: 18px; accent-color: var(--buni-red); margin-top: 2px; }
.inline-document-link {
  padding: 0;
  border: 0;
  background: transparent;
  color: var(--buni-blue);
  font: inherit;
  font-weight: 800;
  text-decoration: underline;
}
.secure-note { margin: 14px 0 0; text-align: center; color: var(--muted); font-size: .74rem; }
.secure-note span { color: var(--success); }
.form-benefits {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 10px;
}
.form-benefits > div {
  min-height: 84px;
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 14px;
  border: 1px solid rgba(255,255,255,.23);
  border-radius: 16px;
  background: rgba(255,255,255,.07);
  color: var(--white);
  font-size: .78rem;
  font-weight: 750;
}
.form-benefit-icon {
  flex: 0 0 auto;
  width: 34px;
  height: 34px;
  display: grid;
  place-items: center;
  border-radius: 10px;
  background: var(--white);
  color: var(--buni-red);
}
.form-benefit-icon svg { width: 19px; height: 19px; fill: none; stroke: currentColor; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }

/* How it works */
.how {
  padding-top: 122px;
  padding-bottom: 174px;
  margin-top: -2px;
}
.how::after {
  content: "";
  position: absolute;
  z-index: 0;
  left: -8%;
  bottom: -88px;
  width: 116%;
  height: 180px;
  border-radius: 50% 50% 0 0 / 100% 100% 0 0;
  background: var(--buni-blue);
  transform: rotate(-1.3deg);
}
.how .container { position: relative; z-index: 1; }
.organic { position: absolute; pointer-events: none; }
.organic-blue {
  display: none;
}
.journey { display: flex; gap: 14px; min-height: 510px; }
.journey-card {
  position: relative;
  flex: 1 1 0;
  min-width: 0;
  overflow: hidden;
  border-radius: 24px;
  isolation: isolate;
  cursor: pointer;
  outline: none;
  transition: flex .55s cubic-bezier(.2,.7,.2,1), transform .3s ease, box-shadow .3s ease;
  box-shadow: 0 18px 42px rgba(78,0,0,.18);
}
.journey-card:hover { transform: translateY(-4px); }
.journey-card:focus-visible { box-shadow: 0 0 0 4px rgba(255,255,255,.88), 0 18px 42px rgba(78,0,0,.18); }
.journey-card.is-active { flex: 2.7 1 0; }
.journey-card img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; transition: transform .7s ease, filter .4s ease; }
.journey-card:not(.is-active) img { filter: saturate(.72) brightness(.7); }
.journey-card.is-active img { transform: scale(1.035); }
.journey-overlay { position: absolute; inset: 0; background: linear-gradient(180deg, transparent 24%, rgba(0,24,49,.16) 48%, rgba(0,19,38,.96) 100%); }
.journey-content { position: absolute; inset: auto 0 0; display: grid; grid-template-columns: auto 1fr auto; align-items: end; gap: 18px; padding: 30px; color: var(--white); }
.journey-number { width: 46px; height: 46px; display: grid; place-items: center; border: 1px solid rgba(255,255,255,.45); border-radius: 50%; font-size: .82rem; font-weight: 900; backdrop-filter: blur(10px); }
.journey-content h3 { margin: 0; font-size: clamp(1.15rem, 2vw, 1.75rem); line-height: 1.12; letter-spacing: -.03em; }
.journey-content p { max-width: 560px; max-height: 0; margin: 0; overflow: hidden; opacity: 0; color: rgba(255,255,255,.78); transition: max-height .45s ease, opacity .35s ease, margin .35s ease; }
.journey-card.is-active .journey-content p { max-height: 120px; margin-top: 10px; opacity: 1; }
.journey-action { width: 42px; height: 42px; display: grid; place-items: center; border-radius: 50%; background: rgba(255,255,255,.16); backdrop-filter: blur(10px); font-size: 1.4rem; transition: transform .3s ease, background .3s ease; }
.journey-card.is-active .journey-action { transform: rotate(45deg); background: var(--buni-red); }

/* Benefits */
.benefits { padding-top: 132px; }
.benefits::after {
  content: "";
  position: absolute;
  right: -160px;
  bottom: -180px;
  width: 520px;
  height: 520px;
  border-radius: 50%;
  background: var(--buni-red);
  opacity: .96;
}
.benefits-grid { position: relative; z-index: 2; display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.benefit-card {
  min-height: 240px;
  padding: 26px;
  border: 1px solid rgba(255,255,255,.28);
  border-radius: 18px;
  background: rgba(255,255,255,.035);
  transition: transform .25s ease, background .25s ease, border-color .25s ease;
}
.benefit-card:hover { transform: translateY(-6px); background: rgba(255,255,255,.09); border-color: rgba(255,255,255,.48); }
.benefit-icon { display: inline-grid; place-items: center; width: 44px; height: 44px; border-radius: 12px; background: var(--white); color: var(--buni-red); }
.benefit-icon svg { width: 23px; height: 23px; fill: none; stroke: currentColor; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }
.benefit-card h3 { margin: 28px 0 0; font-size: 1.12rem; line-height: 1.25; }
.benefit-card p { margin: 10px 0 0; color: rgba(255,255,255,.7); font-size: .9rem; }

/* Comparison */
.comparison::before {
  content: "";
  position: absolute;
  left: -8%;
  top: -120px;
  width: 54%;
  height: 220px;
  background: var(--buni-red);
  border-radius: 0 0 75% 0;
}
.comparison .section-heading { text-align: left; }
.comparison-wrap { overflow-x: auto; border-radius: 24px; box-shadow: 0 22px 60px rgba(0,35,69,.12); background: var(--white); }
table { width: 100%; min-width: 930px; border-collapse: collapse; }
th, td { padding: 17px 18px; text-align: left; border-bottom: 1px solid var(--line); vertical-align: top; font-size: .86rem; }
thead th { position: sticky; top: 0; z-index: 2; color: var(--buni-blue); background: #edf3f7; font-size: .82rem; text-transform: uppercase; letter-spacing: .04em; }
tbody th { width: 27%; color: var(--ink); font-weight: 700; }
.featured-col { background: rgba(201,20,20,.055); }
thead .featured-col { color: var(--white); background: var(--buni-red); }
.yes, .no, .partial { display: inline-grid; place-items: center; width: 22px; height: 22px; margin-right: 8px; border-radius: 6px; color: var(--white); font-weight: 900; }
.yes { background: var(--success); }
.no { background: var(--danger); }
.partial { background: #b9c2cc; color: var(--white); font-size: .8rem; }

/* Colunas de concorrentes — tinta leve na coluna inteira, sem alterar a cor da letra */
.col-competitor-orange { background: rgba(255,141,26,.075); }
thead .col-competitor-orange { background: rgba(255,141,26,.16); }
.col-competitor-teal { background: rgba(16,163,143,.075); }
thead .col-competitor-teal { background: rgba(16,163,143,.16); }
.col-competitor-purple { background: rgba(124,58,183,.075); }
thead .col-competitor-purple { background: rgba(124,58,183,.16); }

.comparison-note { margin: 18px 0 0; color: var(--muted); font-size: .76rem; }

/* Eligibility */
.eligibility { position: relative; overflow: hidden; background: var(--buni-red); color: var(--white); }
.eligibility-bg { position: absolute; inset: 0; background: linear-gradient(100deg, rgba(201,20,20,.96) 0 43%, rgba(201,20,20,.78) 57%, rgba(0,51,98,.55) 100%), url('assets/campus.webp') center/cover no-repeat; }
.eligibility::after { content: ""; position: absolute; right: -14%; bottom: -48%; width: 62%; height: 78%; border-radius: 50% 0 0 0; background: var(--buni-blue); }
.eligibility-grid { position: relative; z-index: 2; min-height: 690px; display: grid; grid-template-columns: 1.05fr .95fr; align-items: end; gap: 68px; }
.eligibility-copy { align-self: center; padding: 96px 0; text-align: left; }
.eligibility-copy p { max-width: 620px; margin: 22px 0 0; color: rgba(255,255,255,.84); }
.eligibility-callout { padding: 18px 20px; border-left: 4px solid var(--white); background: rgba(255,255,255,.09); border-radius: 0 14px 14px 0; }
.eligibility-copy .button { margin-top: 28px; }
.eligibility-visual {
  align-self: end;
  justify-self: end;
  width: 100%;
  display: flex;
  justify-content: flex-end;
}
.eligibility-visual img {
  width: min(100%, 570px);
  max-height: 680px;
  object-fit: contain;
  object-position: bottom center;
  filter: drop-shadow(0 26px 36px rgba(52,0,0,.25));
}

/* FAQ */
.faq-section::before { content: ""; position: absolute; left: -17%; bottom: -38%; width: 52%; height: 72%; border-radius: 50%; background: var(--buni-red); }
.faq-grid { position: relative; z-index: 2; display: grid; grid-template-columns: .75fr 1.25fr; gap: 86px; align-items: start; }
.faq-intro { position: sticky; top: 40px; }
.faq-intro p { color: rgba(255,255,255,.74); }
.faq { display: grid; gap: 10px; }
.faq-item { border-radius: 16px; background: var(--white); overflow: hidden; color: var(--ink); }
.faq-question { width: 100%; min-height: 62px; display: flex; align-items: center; justify-content: space-between; gap: 18px; padding: 0 22px; border: 0; background: transparent; color: var(--buni-blue); text-align: left; font-weight: 800; }
.faq-icon { color: var(--buni-red); font-size: 1.4rem; }
.faq-answer { display: grid; grid-template-rows: 0fr; transition: grid-template-rows .35s ease; }
.faq-answer p { min-height: 0; overflow: hidden; margin: 0; padding: 0 22px; color: var(--muted); }
.faq-item.is-open .faq-answer { grid-template-rows: 1fr; }
.faq-item.is-open .faq-answer p { padding-bottom: 20px; }

/* Legal documents */
.legal-card { display: grid; grid-template-columns: 1.15fr .85fr; gap: 72px; align-items: center; padding: 50px; border-radius: 34px; background: var(--white); box-shadow: 0 20px 64px rgba(0,35,69,.1); }
.legal-card p { color: var(--muted); }
.legal-links { display: grid; gap: 12px; }
.legal-links button {
  width: 100%;
  min-height: 58px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 16px 18px;
  border: 1px solid var(--line);
  border-radius: 14px;
  background: var(--white);
  color: var(--buni-blue);
  text-align: left;
  font-weight: 800;
  transition: border .2s ease, transform .2s ease, color .2s ease;
}
.legal-links button:hover { transform: translateX(4px); border-color: var(--buni-red); color: var(--buni-red); }

/* Closing */
.closing { position: relative; overflow: hidden; min-height: 570px; display: grid; place-items: center; padding: 110px 0; background: var(--buni-blue); color: var(--white); text-align: center; }
.closing-shape { position: absolute; border-radius: 50%; }
.closing-shape-red { width: 560px; height: 560px; right: -180px; top: -230px; background: var(--buni-red); }
.closing-shape-blue { width: 430px; height: 430px; left: -110px; bottom: -280px; background: #0a5d87; }
.closing-content { position: relative; z-index: 2; max-width: 900px; }
.closing-content p { max-width: 700px; margin: 24px auto 0; color: rgba(255,255,255,.76); font-size: 1.06rem; }
.closing-content .button { margin-top: 32px; }

/* Institutional footer */
.site-footer {
  padding: 0 0 42px;
  background: var(--buni-blue);
  color: var(--ink);
}
.footer-panel {
  position: relative;
  padding: 48px 54px 34px;
  border-radius: 54px 54px 0 0;
  background: var(--white);
  box-shadow: 0 -18px 50px rgba(0,24,49,.16);
}
.footer-top { margin-bottom: 28px; }
.footer-brand { display: inline-block; width: 118px; }
.footer-brand img { width: 118px; }
.footer-columns { display: grid; grid-template-columns: 1.15fr 1.15fr .7fr; gap: 44px; }
.footer-column { display: flex; flex-direction: column; align-items: flex-start; gap: 8px; }
.footer-column h2 { margin: 0 0 8px; color: var(--buni-blue); font-size: 1rem; }
.footer-column p { margin: 0 0 6px; color: var(--muted); font-size: .78rem; line-height: 1.55; }
.footer-column a,
.footer-document-link {
  padding: 0;
  border: 0;
  background: transparent;
  color: var(--buni-blue-soft);
  font-size: .78rem;
  text-align: left;
  text-decoration: underline;
}
.footer-column a:hover,
.footer-document-link:hover { color: var(--buni-red); }
.social-links { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 10px; }
.footer-legal { margin-top: 34px; padding-top: 24px; border-top: 1px solid var(--line); text-align: center; }
.footer-legal p { margin: 3px 0; color: var(--muted); font-size: .68rem; }

/* Result modal */
.modal-backdrop { position: fixed; inset: 0; z-index: 100; display: none; place-items: center; padding: 20px; background: rgba(0,25,48,.72); backdrop-filter: blur(8px); }
.modal-backdrop.is-open { display: grid; }
.modal-card { position: relative; width: min(100%, 480px); padding: 40px; border-radius: 28px; background: var(--white); box-shadow: var(--shadow); text-align: center; }
.modal-close { position: absolute; right: 16px; top: 12px; width: 38px; height: 38px; border: 0; border-radius: 50%; background: #eef2f6; color: var(--buni-blue); font-size: 1.5rem; }
.modal-check { width: 62px; height: 62px; display: grid; place-items: center; margin: 0 auto 20px; border-radius: 50%; background: rgba(33,166,109,.12); color: var(--success); font-size: 2rem; font-weight: 900; }
.modal-card h2 { margin: 0; color: var(--buni-blue); font-size: 2rem; line-height: 1.08; }
.modal-card p { margin: 16px 0 24px; color: var(--muted); }
.modal-secondary { margin-top: 16px; border: 0; background: transparent; color: var(--muted); text-decoration: underline; }

/* Document viewer modal */
.document-modal {
  position: fixed;
  inset: 0;
  z-index: 110;
  display: none;
  place-items: center;
  padding: 18px;
  background: rgba(0,25,48,.82);
  backdrop-filter: blur(8px);
}
.document-modal.is-open { display: grid; }
.document-modal-card {
  width: min(1180px, 100%);
  height: min(88vh, 900px);
  display: grid;
  grid-template-rows: auto 1fr auto;
  overflow: hidden;
  border-radius: 24px;
  background: var(--white);
  box-shadow: var(--shadow);
}
.document-modal-header { min-height: 68px; display: flex; align-items: center; justify-content: space-between; gap: 20px; padding: 14px 18px 14px 24px; border-bottom: 1px solid var(--line); }
.document-modal-header h2 { margin: 0; color: var(--buni-blue); font-size: 1.25rem; }
.document-modal-close { width: 42px; height: 42px; border: 0; border-radius: 50%; background: var(--off-white); color: var(--buni-blue); font-size: 1.6rem; }
.document-modal iframe { width: 100%; height: 100%; border: 0; background: #eef2f6; }
.document-modal-fallback { padding: 10px 20px; border-top: 1px solid var(--line); text-align: center; }
.document-modal-fallback p { margin: 0; color: var(--muted); font-size: .75rem; }
.document-modal-fallback a { color: var(--buni-blue); font-weight: 800; }

@media (max-width: 1040px) {
  .header-shell { grid-template-columns: 150px 1fr auto; gap: 14px; }
  .main-nav { gap: 16px; }
  .main-nav a { font-size: .75rem; }
  .about-grid { gap: 52px; }
  .faq-grid { gap: 52px; }
  .form-benefits { grid-template-columns: 1fr; }
  .form-benefits > div { min-height: 58px; }
  .footer-columns { gap: 30px; }
}

@media (max-width: 880px) {
  .site-header { inset: 14px 0 auto; }
  .header-shell { position: relative; grid-template-columns: 1fr auto; padding: 10px 12px 10px 20px; border-radius: 22px; }
  .header-cta { display: none; }
  .menu-toggle { width: 44px; height: 44px; display: grid; place-content: center; gap: 5px; border: 0; border-radius: 50%; background: var(--buni-red); }
  .menu-toggle span { width: 20px; height: 2px; background: var(--white); transition: transform .25s ease, opacity .25s ease; }
  .menu-toggle[aria-expanded="true"] span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
  .menu-toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
  .menu-toggle[aria-expanded="true"] span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }
  .main-nav { position: absolute; left: 0; right: 0; top: calc(100% + 10px); display: none; flex-direction: column; align-items: stretch; gap: 0; padding: 12px; border-radius: 20px; background: var(--white); box-shadow: var(--shadow); }
  .main-nav.is-open { display: flex; }
  .main-nav a { padding: 12px 14px; border-radius: 12px; }
  .main-nav a:hover { background: var(--off-white); }

  .hero { min-height: 760px; align-items: flex-end; }
  .hero-media img { inset: 1.5%; width: 97%; height: 97%; object-position: 63% center; transform: scale(.95); }
  .hero-shade { background: linear-gradient(90deg, rgba(86,0,8,.88) 0%, rgba(157,0,15,.64) 62%, rgba(0,51,98,.18) 100%); }
  .hero-content { padding-top: 150px; padding-bottom: 128px; }
  .hero-copy { max-width: 610px; }
  .hero-curve { width: 130%; left: -28%; bottom: -220px; }

  .about-grid, .eligibility-grid, .faq-grid, .legal-card { grid-template-columns: 1fr; }
  .about-copy, .simulation-column { padding-top: 0; }
  .simulation-column { margin-top: 10px; }
  .about { padding-top: 90px; }

  .journey { min-height: 560px; }
  .journey-card.is-active { flex: 2.2 1 0; }
  .journey-content { grid-template-columns: auto 1fr; }
  .journey-action { display: none; }

  .benefits-grid { grid-template-columns: repeat(2, 1fr); }

  .eligibility-grid { min-height: auto; gap: 0; }
  .eligibility-copy { padding: 88px 0 36px; }
  .eligibility-visual { justify-self: center; justify-content: center; }
  .eligibility-visual img { width: min(100%, 440px); max-height: 520px; margin-inline: auto; }
  .eligibility::after { right: -40%; bottom: -35%; width: 100%; }

  .faq-intro { position: static; }
  .legal-card { gap: 36px; padding: 36px; }
  .footer-columns { grid-template-columns: 1fr 1fr; }
  .footer-useful { grid-column: 1 / -1; }
}

@media (max-width: 680px) {
  .hero { min-height: 790px; }
  .hero-media img { inset: 0; width: 100%; height: 100%; object-position: 69% center; transform: scale(.94); }
  .hero-shade { background: linear-gradient(180deg, rgba(94,0,10,.34) 0%, rgba(118,0,10,.68) 42%, rgba(0,35,68,.95) 100%); }
  .hero-content { padding-top: 120px; padding-bottom: 112px; align-self: flex-end; }
  .hero h1 { font-size: clamp(2.45rem, 12vw, 3.9rem); }
  .hero-copy > p { font-size: 1rem; }
  .hero-actions { display: grid; }
  .hero-curve { bottom: -248px; height: 330px; }

  .about { padding-bottom: 140px; }
  .about::after { bottom: -76px; height: 145px; }
  .simulation-card { padding: 26px 20px; border-radius: 24px; }
  .form-grid { grid-template-columns: 1fr; }
  .field-full { grid-column: auto; }
  .form-benefits { grid-template-columns: 1fr; }

  .how { padding-top: 104px; padding-bottom: 138px; }
  .journey { min-height: 0; display: grid; gap: 12px; }
  .journey-card, .journey-card.is-active { min-height: 122px; flex: none; transition: min-height .45s ease; }
  .journey-card.is-active { min-height: 390px; }
  .journey-card img { object-position: center 38%; }
  .journey-content { padding: 22px; }
  .journey-content h3 { font-size: 1.12rem; }
  .journey-card.is-active .journey-content p { max-height: 160px; }

  .benefits-grid { grid-template-columns: 1fr; }
  .benefit-card { min-height: 0; }

  .comparison-wrap { margin-right: -14px; border-radius: 18px 0 0 18px; }
  .eligibility-copy { padding-top: 76px; }
  .eligibility-visual img { width: min(100%, 330px); max-height: 410px; }

  .legal-card { padding: 28px 22px; border-radius: 24px; }
  .closing { padding: 90px 0; }
  .footer-panel { padding: 36px 24px 28px; border-radius: 36px 36px 0 0; }
  .footer-columns { grid-template-columns: 1fr; gap: 30px; }
  .footer-useful { grid-column: auto; }
  .footer-legal { text-align: left; }
  .modal-card { padding: 34px 22px 26px; }
  .document-modal { padding: 8px; }
  .document-modal-card { height: 94vh; border-radius: 18px; }
  .document-modal-header { padding-left: 16px; }
}
